Bicycle and pedestrian accidents tend to involve more serious injuries than typical fender-bender auto cases, simply because there’s no metal frame absorbing the impact. That reality shapes both the case value and how funding applies, and it’s worth understanding before you talk to an adjuster or a funder. Why Injuries Tend to Be More Severe When a vehicle strikes a cyclist or pedestrian, the human body absorbs the force directly. Fractures, traumatic brain injuries, and orth